Northern Westchester County Real Estate
Northern Westchester County Real Estate

Margot Friedlander ABR, e-Pro, SRES

Margot Friedlander 

ABR, e-Pro, SRES

Email Margot



Mount Kisco Realtor


New York

Tel: 914-234-6862 x 221


Cell : 914-275-3312



Westchester Buyers & Sellers Mortgage Tools and Assistance

How Much Can I Borrow?

To calculate the amount that you may qualify for to borrow, most lenders use a formula called the debt-to-income ratio.

An example of this may be a mortgage company may tell you that your MORTGAGE PAYMENT may not exceed more than 28 percent of your monthly income, and that your total monthly DEBT PAYMENTS, including the your mortgage payment,  may not exceed 36 percent of your monthly income.

Below are some tools to help you calculate what you could qualify for and links to contact various lenders and check current rates and terms in your area or for assitance in making those calculations. Before you start your home search you should pre-qualify for a mortgage so you will search for homes in a price range that you will be comfortable about making payments. 

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